Strengthen risk warning and disclaimer

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

index.html

@@ -232,21 +232,33 @@
   <section class="section section-legal" id="disclaimer">
     <h2 class="legal-head">Risk warning &amp; disclaimer</h2>
     <div class="legal-body">
-      <p><strong>Educational and informational purposes only.</strong> Everything published in the ForexSignalz channel and on this page — signals, trade setups, entries, stop-losses, targets, scores, grades, and commentary — is provided for educational and informational purposes only. It is not investment advice, not a personal recommendation, and not an offer or solicitation to buy or sell any financial instrument. We are not a licensed or registered investment adviser, broker, or financial planner in any jurisdiction, and no content here takes your personal circumstances, objectives, or risk tolerance into account.</p>
+      <p><strong>Educational and informational purposes only.</strong> Everything published in the ForexSignalz channel and on this page — signals, trade setups, entries, stop-losses, targets, scores, grades, statistics, and commentary — is provided for educational and informational purposes only. It is general information addressed to no one in particular. It is not investment advice, not a personal recommendation, not portfolio management, not financial research, and not an offer or solicitation to buy or sell any financial instrument in any jurisdiction. We are not a licensed or registered investment adviser, broker-dealer, commodity trading advisor, or financial planner in any jurisdiction, and no content here takes your personal circumstances, objectives, financial situation, or risk tolerance into account.</p>
 
-      <p><strong>Trading is risky.</strong> Trading gold (XAU/USD), foreign exchange, CFDs, and other leveraged products carries a high level of risk and can result in the loss of your entire invested capital — and, with some brokers and instruments, more than your initial deposit. Leverage magnifies losses as well as gains. Do not trade with money you cannot afford to lose.</p>
+      <p><strong>No adviser–client or fiduciary relationship.</strong> Subscribing to the channel, reading its content, or paying a subscription fee does not create an adviser–client, fiduciary, broker–customer, or any other professional relationship between you and the operator of this service. Nothing in the channel is tailored to you, even where it may appear to coincide with your situation.</p>
 
-      <p><strong>No guarantee of performance or accuracy.</strong> Signals are generated by automated software analysing historical and current market data. Software has bugs, data feeds have gaps, and markets change. No representation is made that any signal, or the service as a whole, will be accurate, timely, complete, or profitable. Past performance — including backtested or simulated results — is not indicative of future results. Backtested results in particular are produced with the benefit of hindsight and routinely overstate what live trading achieves.</p>
+      <p><strong>Trading is risky.</strong> Trading gold (XAU/USD), foreign exchange, CFDs, futures, and other leveraged products carries a high level of risk and can result in the loss of your entire invested capital — and, with some brokers and instruments, more than your initial deposit. Leverage magnifies losses as well as gains. A large majority of retail accounts lose money trading leveraged products. Do not trade with money you cannot afford to lose. If you do not fully understand these risks, do not trade.</p>
 
-      <p><strong>Your decisions are your own.</strong> Any trade you place is your decision and your responsibility, including position sizing, leverage, order execution, and risk management. You are solely responsible for evaluating any signal before acting on it. If you are in any doubt, consult an independent, licensed financial adviser before trading.</p>
+      <p><strong>No guarantee of performance or accuracy.</strong> Signals are generated by automated software analysing historical and current market data. Software has bugs, data feeds have gaps, and markets change. The service and all of its content are provided <em>"as is" and "as available", without warranty of any kind</em>, express or implied — including any implied warranty of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, or uninterrupted availability. No representation is made that any signal, or the service as a whole, will be accurate, timely, complete, or profitable. Past performance — including backtested or simulated results — is not indicative of future results.</p>
 
-      <p><strong>Limitation of liability.</strong> To the maximum extent permitted by law, the operator of this channel accepts no liability for any loss or damage, direct or indirect, arising from the use of, reliance on, or inability to access this channel or its content — including losses resulting from trades placed on the basis of published signals, delayed or missed signals, errors in signal content, or interruption of the service.</p>
+      <p><strong>Hypothetical and simulated performance.</strong> Any backtested, simulated, or hypothetical performance results shown have inherent limitations. Unlike an actual performance record, simulated results do not represent real trading, do not reflect slippage, spread variation, execution delay, or broker differences, and are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. Your results with a real broker, real spreads, and real execution will differ — often materially — from any published figures.</p>
 
-      <p><strong>Jurisdiction.</strong> Trading-signal services may be regulated in your country. It is your responsibility to ensure that subscribing to and using this service is lawful where you live. This service is not directed at any person in a jurisdiction where its publication or availability would be contrary to local law or regulation.</p>
+      <p><strong>Your decisions are your own — assumption of risk.</strong> Any trade you place is your decision and your sole responsibility, including instrument and broker selection, position sizing, leverage, order execution, and risk management. You are solely responsible for evaluating any signal before acting on it, and you act on any content entirely at your own risk. You agree that you will not rely on any content of this service as the sole basis for any trading decision. If you are in any doubt, consult an independent, licensed financial adviser before trading.</p>
 
-      <p><strong>Subscriptions.</strong> Payment, renewal, and cancellation of channel subscriptions are processed entirely by Telegram using Telegram Stars, under Telegram's terms of service. We do not collect or store your payment information. This service is not affiliated with, endorsed by, or sponsored by Telegram.</p>
+      <p><strong>Third-party platforms and brokers.</strong> We do not operate, control, or accept any responsibility for Telegram, your broker, your trading platform, your payment provider, or any other third-party service you use in connection with this channel. Execution prices, spreads, slippage, requotes, outages, account restrictions, and any dispute with a broker or platform are matters between you and that third party.</p>
 
-      <p class="legal-accept">By subscribing to the channel, you confirm that you have read, understood, and accepted this disclaimer in full.</p>
+      <p><strong>Limitation of liability.</strong> To the maximum extent permitted by applicable law, the operator of this channel and website — and anyone involved in creating or distributing its content — accepts no liability for any loss or damage of any kind, whether direct, indirect, incidental, consequential, special, exemplary, or punitive, including lost profits, lost capital, or trading losses, arising out of or in connection with the use of, reliance on, or inability to access this channel, this website, or their content — including losses resulting from trades placed on the basis of published signals, delayed, missed, or erroneous signals, software or data-feed failures, or interruption or termination of the service — even if advised of the possibility of such loss. Where liability cannot be excluded by law, it is limited to the greater of the subscription fees you paid for the service in the three (3) months preceding the claim or the minimum amount required by applicable law. Nothing in this disclaimer excludes liability that cannot lawfully be excluded, such as liability for fraud.</p>
+
+      <p><strong>Indemnity.</strong> To the extent permitted by law, you agree to indemnify and hold harmless the operator of this service from any claim, demand, loss, or expense (including reasonable legal fees) made by any third party arising out of your use of the service, your trading activity, or your breach of this disclaimer.</p>
+
+      <p><strong>Jurisdiction and eligibility.</strong> Trading-signal services may be regulated or restricted in your country. It is solely your responsibility to ensure that subscribing to and using this service is lawful where you live, and that you comply with all local laws, tax obligations, and regulations. This service is not directed at, and must not be used by, any person in a jurisdiction where its publication, availability, or use would be contrary to local law or regulation, or by any person who is prohibited from receiving it. The service is intended only for persons aged 18 or over (or the age of legal majority in their jurisdiction, if higher). By subscribing, you represent that you meet these requirements.</p>
+
+      <p><strong>Payments, subscriptions, and refunds.</strong> All payments, renewals, cancellations, and refunds for channel subscriptions are processed entirely by Telegram using Telegram Stars, under Telegram's own terms of service and refund policies. We never collect, see, or store your payment information, and we cannot process payments or refunds ourselves — any refund request must be directed to Telegram in accordance with its policies. We will never contact you privately to request payment, card details, wallet transfers, or personal information; any such contact is a scam and is not us. This service is not affiliated with, endorsed by, or sponsored by Telegram.</p>
+
+      <p><strong>Content, availability, and changes.</strong> Signals may be posted at irregular times or not at all; there is no commitment to any minimum number of signals. We may modify, suspend, or discontinue the channel or this website, or update this disclaimer, at any time without notice. Continued use of the service after an update constitutes acceptance of the updated disclaimer. Content in the channel is for subscribers' personal use only and may not be redistributed, resold, or republished.</p>
+
+      <p><strong>Severability.</strong> If any part of this disclaimer is found to be invalid or unenforceable in a given jurisdiction, that part will be enforced to the maximum extent permitted there, and the remainder will remain in full force and effect.</p>
+
+      <p class="legal-accept">By subscribing to the channel, or by acting on anything published in it or on this page, you confirm that you have read, understood, and accepted this disclaimer in full, and that you trade entirely at your own risk.</p>
     </div>
   </section>